Designed for Business Owners
Turn Your Rising Rent Into an Asset You Own
The Lease-to-Owner Freedom Plan helps Central Florida business owners go from renting to owning their commercial building in 12 to 18 months with minimal disruption to operations, tax advantages, and real wealth building.
The Rent Trap
Every month, you write a check to your landlord. Every year, that rent goes up. And every year, you have nothing tangible to show for it.
Meanwhile, if you owned that same building, you'd be building equity. Your "payment" would go toward an asset instead of someone else's investment. You'd control your space, no asking permission for improvements, signage, or long-term plans.
Most business owners don't realize: you're probably already paying enough each month to own. You just don't own it yet.
What Is the
Lease-to-Owner Freedom Plan?
The Lease-to-Owner Freedom Plan is a done-with-you program that moves you from renting to owning on your timeline. We handle the analysis, sourcing, financing, and transition so your business keeps running smoothly and you end up with a six- or seven-figure asset instead of a stack of old rent receipts.
This isn't about taking on "development risk" or complicated deals. This is about turning your monthly occupancy cost into something that builds your personal wealth.
Your 5-Step Path to Ownership
Clarity & Feasibility Session
Duration: 30-45 minutes
Step 1
What Happens:
We review your current lease, business performance, and goals. You get a quick "Own vs Lease" scorecard to see if ownership makes sense for you right now.
Outcome:
You'll know whether buying is realistic and what timeline works best.
Lease-to-Owner Blueprint
Duration: 1-2 weeks of research & analysis
Step 2
What Happens:
We deliver a written blueprint with your target property type, financing paths (SBA 504/7(a), conventional, seller carry, master lease options), and a month-by-month comparison of your current rent vs. ownership costs.
Outcome:
You have a clear roadmap and know exactly what you're aiming for.
Property & Financing Matchmaking
Duration: Ongoing until match is found
Step 3
What Happens:
We source on- and off-market properties that fit your budget, location, and timeline. We coordinate with preferred lenders and your CPA to stress-test every deal.
Outcome:
You see only properties that actually work - no time wasted on deals that don't pencil out.
Done-With-You Acquisition & Transition
Duration: 30-90 days
Step 4
What Happens:
We negotiate price, terms, contingencies, and occupancy timing. We coordinate build-out, permits, and move logistics so you stay operational.
Outcome:
You close on your building and move in without missing a beat.
Post-Close Wealth Plan Check-In
Duration: 30 minute annual review
Step 5
What Happens:
We track equity built, tax benefits realized, and explore expansion or second-location opportunities.
Outcome:
Your ownership plan stays aligned with your business growth.
What's Included in Your Program
Own vs Lease Financial Snapshot
A custom financial model comparing "keep leasing" vs. "buy your building," including monthly cost, 10-year wealth projection, and sensitivity analysis for rate and market changes. This alone is worth $500–$1,000 from a financial advisor.
Lender-Ready Ownership Profile
We package your financials (with your CPA) into a lender-ready profile to speed pre-approval and get you in front of vetted SBA and commercial lenders who understand owner-users. This saves weeks and increases approval odds.
Custom Property Shortlist
You get a curated list of on-market and off-market buildings that fit your budget, zoning, and operational needs - not a generic portal dump.
Offer & Risk Shielding Package
We build offers with contingencies to protect you: financing, inspections, zoning/use, environmental, build-out, appraisal, etc. as needed. You'll never feel pressured into a bad deal because we have clear go/no-go criteria built in.
Transition & Build-Out Coordination
We coordinate with your GC, architect, and vendors to line up a smooth move. We negotiate strategies like early access, seller leasebacks, or temporary overflow space so you avoid downtime.
Annual "Owner Advantage" Review
A yearly check-in to measure equity growth, cash flow, and tax benefits. We identify opportunities to optimize your property—adding tenants, reconfiguring space, planning expansion, or refinancing.
Let your Commercial Dept do the heavy lifting for you.
Lease vs Own
10-YR Scenario
Lease
Retail Business Location
Size: 5000 SF
Base Rent: $26/SF
Annual Increases: 3%
NNN: $5/SF
10-Yr Lease
Avg Monthly Payment: $12,420/Month
Own
Retail Business Location
Size: 5000 SF
Price: $1.5MM
Operating: $4,000/Month
Loan: 10% Down SBA
Est Int Rate: 6.5%
Avg Monthly Payment: $12,532/Month
Lease vs Own
Tangible value at the end of the lease: $0
Additional Estimated Monthly Cost to Own: $112
Property value, assuming 3% average appreciation: $2,015,000
TRY IT RISK FREE
Our Guarantees. Your Peace of Mind.
Guarantee #1:
No Bad Deals Promise
If, during due diligence, the numbers or risks don't line up, we will advise you to walk away - even if that means we don't get paid. Your financial security comes before our commission.
Guarantee #2:
Closing Promise
If we are unable to find and close on the ideal property for your business, you do not have to pay anything for the time and work we've put into to your project. We're so confident we can support you, we will only accept compensation if we are successful in closing on your next property.
Guarantee #3:
Time Protection Promise
If we cannot present at least three viable ownership paths (purchase now, staged purchase, or creative structure) within 60 days of your Blueprint call, you can cancel the program with zero penalty and keep all materials and resources.
STILL NOT SURE?
Frequently Asked Questions
Common Questions About Ownership
Question 1: How much money do I need to put down?
It depends on the financing path. SBA loans typically require 10-20% down. Conventional financing might require 25-35%. Seller financing or master lease options can sometimes require less. We'll show you all the options in your Blueprint so you can choose what works for your cash position.
Question 2: What if my credit isn't perfect?
Many business owners worry about this. Lenders look at business cash flow first, then personal credit. If your business is profitable and stable, there are SBA and portfolio lenders who work with business owners who have imperfect personal credit. We'll be honest about your options upfront.
Question 3: What if I want to move locations down the road?
Owning actually gives you more options. You can sell the building, lease it to another tenant and move, or refinance and use the equity for another project. You're not locked in like you are with a traditional lease. We'll build flexibility into your deal structure.
Question 4: How long does this actually take?
From your first call to closing, expect 12-18 months if you're starting before your lease expires. If your lease is expiring soon, it might be tighter, but we've done it in as little as 3-6 months, assuming we have all of our duck in a row. We'll give you realistic timeline expectations upfront.
Question 5: What about taxes? Will I owe a lot more?
Here's the good news: owning typically lowers your taxes. You get deductions for mortgage interest, property taxes, depreciation, and cost segregation. You should coordinate with your CPA (or we can connect you with one), but most owners are surprised by how much they save on taxes while building equity.
Question 6: What if the market goes down? Am I stuck?
You're building equity with every payment, so even if the market fluctuates, you're ahead compared to renting. Plus, if you need to exit, you can sell, refinance, or lease the space to another business. You have options that renters don't have.
Question 7: Do I have to buy in the next 12 months?
No. The program is designed to move you toward ownership on your timeline. Some owners are ready to move right away, others take the full 18. If you're not ready, we'll help you get ready. The goal is the right deal at the right time, not just any deal.
READY TO GIVE US A TRY?
Ready to Stop Paying Rent & Start Building Wealth?
Your free "Own vs Lease" call takes 30-45 minutes. You'll walk away with:
A clear picture of whether ownership makes sense for you
Your personal "Own vs Lease" scorecard
Realistic timeline and next steps
Zero pressure. If it's not right for you, we'll tell you that too.
*There's no risk, no cost, and no obligation. Just honest numbers and real talk about your path to ownership.
